Housing Insights Central

The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...

Milpitas has undertaken a new housing initiative to provide vital support to low-income workers and their families. The Workforce Housing Rental Assistance Program (WHRAP), a...

Buying your first home is an exciting milestone but can also seem daunting when it comes to financing it. Fortunately, there are several loan programs designed to help first-time buyers make their home ownership dr...

As the holiday season continues and the remaining days of the year dwindle away, many people consider what they can do over the next year to improve their financial situation in 2022. Besides any New Years' resolutions, the continued econo...

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

Jackson County is mobilizing aid for its residents still struggling with the aftermath of the Almeda and Obenchain wildfires through a promising new initiative, the Homeowner Assistance and Reconstruction Program (HARP). A...

Dreaming of owning your own home? A new proposal called the "First-Time Home Buyer Tax Credit" could be a big help.  It's a plan that might give people looking to buy the...

The Parish Heights housing development project in Corning has secured a substantial grant of $4.9 million from the state, signifying a major advancement in providing permanent housing for form...

In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...