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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

New Workforce Housing Rental Assistance Program to Support Low-Income Families Launches in Small City

Milpitas has undertaken a new housing initiative to provide vital support to low-income workers and their families. The Workforce Housing Rental Assistance Program (WHRAP), a...

How Much Should You Spend on Rent?

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

New Help for Homeowners to Prevent Losing Their Homes

The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...

Can You Buy a House Without Putting Any Money Down?

The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...

​​​​​​​Mortgage Refinancing: When It Makes Sense and When It Doesn't

Mortgage refinancing is often touted as a way for homeowners to lower their housing costs. However, refinancing only makes financial sense under certain circumstances. Here's some gu...

The Trend Towards Smaller Homes: A Glimpse into the Future of American Housing

In an era marked by economic fluctuations and a burgeoning demand for affordable living spaces, the United States is witnessing a significant transformation in its housing sector. The nation&#...

Reno Housing Authority Expands Access to Affordable Homes: Applications Open Until April 25th

Today, the group in charge of helping people find affordable homes in Reno has good news.  They're letting more people sign up for a chance to get an affordable house o...

How FAMU and FSU Might Have the Key to Addressing the Affordable Housing Crisis

The affordable housing crisis continues to plague communities across the United States, and Tallahassee, Florida is no exception. However, in this time of need, Florida A&M University (...

Government Aid is Not Enough: Why Housing Costs Must Be Addressed at Their Root

Government housing assistance programs provide critical support for millions struggling with unaffordable housing costs. However, demand for aid continues to far outstrip available resources....