Housing Insights Central

Buying a home is a big deal. It takes a lot of steps, and you'll need to gather a bunch of papers to do it. When you buy a home, especially if you need a loan, there will be a lot of personal and financial documents to show ...

Today, the challenge of securing an affordable living space is hitting Americans hard. Across numerous cities, to even think of buying a house, one might need a yearly income surpassing the $100,000 mark.  ...

In the complex fabric of American society, the intertwining of mental health challenges and housing instability presents a profound barrier to the welfare of many.  Mental well-being forms the cornerstone of our ...

The challenge of securing affordable housing is well-known, and housing choice vouchers aim to alleviate this by assisting lower-income families with housing costs.  However, it's disheartening to learn that thes...

Spending time at home becomes more common in retirement. This is a period when many retirees find their homes need changes to match their new lifestyle and possibly changing health needs. For those aged 65 and above,...

In a significant move toward equality in housing, the U.S. Department of Housing and Urban Development (HUD) has announced a substantial $10 million grant program aimed at bolstering housing counseling agencies...

On the notable day of June 27, 2024, we observed the outstanding 90-year journey of the Federal Housing Administration (FHA), a pillar of American homeownership since its inception via the National Housing Act of 1934, a v...

Getting a good deal when buying a house takes a bit of smart talking and a good understanding of the game. You could end up keeping more money in your pocket if you play your cards right. Here’s a quick guide to help you negoti...

The sky-high cost of housing in Santa Barbara County is pushing many long-time residents to their breaking point. With the average rent for a 1-bedroom apartment hovering around $2,0...