Housing Insights Central

The Housing Choice Voucher Program is a U.S. government program aimed at helping people with limited income find good, reasonably priced homes. This program, often called Section 8, is not like public housing that requires you ...

Can I buy a house if I don’t make a lot of money? Yes, it’s possible to buy a house with a low income. Many programs and loans are designed to help people who earn less, and lenders l...

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...

Mortgage rates dropped a bit before the Federal Reserve’s recent meeting, but haven’t really dropped much since. Experts say rates probably won’t go down much more before the end of 2025, even if the...

Dreaming of owning your own home? A new proposal called the "First-Time Home Buyer Tax Credit" could be a big help.  It's a plan that might give people looking to buy the...

The sky-high cost of housing in Santa Barbara County is pushing many long-time residents to their breaking point. With the average rent for a 1-bedroom apartment hovering around $2,0...

After planning and researching the house you want to buy, it may be time to make your dream come true. You may have settled on the location you prefer, the street, or looking for the simplest wa...

Housing affordability has become a hot topic in the U.S. within recent years, only further exasperated by the impacts of the COVID-19 pandemic. Countless individuals and families have faced cruelty while enduri...

The challenge of securing safe and affordable housing continues to grow in communities worldwide, prompting individuals and organizations to seek innovative solutions and advocate for change. With the guidance of Hab...