Housing Insights Central

This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...

In the complex fabric of American society, the intertwining of mental health challenges and housing instability presents a profound barrier to the welfare of many.  Mental well-being forms the cornerstone of our ...

If you’re thinking about buying a home before the end of 2025, now might be a good time to look into it. The US real estate market is showing signs that could benefit buyers after a few years of high price...

Rising interest rates and the ongoing threat of a recession would have sent prior housing markets into a slump. However, that is not what is happening in the U.S. heading into the fall of 2023. Ac...

The challenge of securing safe and affordable housing continues to grow in communities worldwide, prompting individuals and organizations to seek innovative solutions and advocate for change. With the guidance of Hab...

Spending time at home becomes more common in retirement. This is a period when many retirees find their homes need changes to match their new lifestyle and possibly changing health needs. For those aged 65 and above,...

The Housing Choice Voucher Program is a U.S. government program aimed at helping people with limited income find good, reasonably priced homes. This program, often called Section 8, is not like public housing that requires you ...

Having safe water at home is important for staying healthy, cooking, and cleaning. But for many people, especially older adults with limited income, water bills can be hard to afford. In fact, about 20% of househol...

President Donald J. Trump's administration has suggested a new idea to make homes more affordable: allowing mortgages that last 50 years instead of the usual 30 years. This proposal aims to help people manage today’s ...