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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Evergreen Home Loans Grows Into 11 More States

Evergreen Home Loans, based in Bellevue, Washington, is continuing to grow across the country. The company recently announced that it has started offering its loan services in 11 new states. These states include Texas, Flori...

Exploring & Understanding Mortgage Loan Modifications to Retain Your Home

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...

Is It A Good Idead to Refinance Your Mortgage in Early 2026?

As we get closer to 2026, many homeowners who got mortgages with higher interest rates might be wondering if it’s finally time to refinance for a better deal. With inflation starting to cool off, mortgage...

Housing Advice and Programs

This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...

Renovations and New Programs: Expanding Affordable Housing in Chesapeake

The Chesapeake Housing Authority recently announced plans to improve and expand affordable housing options across the city. Proposed upgrades to existing communities and new programs aim to better serv...

Protecting Your Investment: Strategies for Maintaining Your Home

Owning a home is a major investment. Not only is it likely to be the most expensive purchase you will make in your lifetime, but it’s also an asset you’ll want to protect and maintain for years t...

Making Dreams a Reality: First-Time Home Buyer Programs to Help You Achieve Home Ownership

  For many first-time home buyers, the journey towards their dream home can seem daunting and out of reach due to high home prices and interest rates. However, there is goo...

New Workforce Housing Rental Assistance Program to Support Low-Income Families Launches in Small City

Milpitas has undertaken a new housing initiative to provide vital support to low-income workers and their families. The Workforce Housing Rental Assistance Program (WHRAP), a...

Tips on How to Survive and Overcome the Section 8 Waitlist

Securing a spot in the Section 8 housing program is a sigh of relief for many, but the path leading up to it is loaded with waiting times and ambiguity.  As states are starting to accept applications for their...