Housing Insights Central

Mortgage rates have been falling, but the prices of homes have stayed high. This means if you’re hoping to buy a house, you should start saving money and working on your credit score now.  Look...

Buying a home is a big deal. It takes a lot of steps, and you'll need to gather a bunch of papers to do it. When you buy a home, especially if you need a loan, there will be a lot of personal and financial documents to show ...

The sky-high cost of housing in Santa Barbara County is pushing many long-time residents to their breaking point. With the average rent for a 1-bedroom apartment hovering around $2,0...

The American population is aging. Every year, millions of Americas retire from their careers to enjoy their golden years. Over 40 million Americans are over the age of 65. By 2030, the final generation of the 3.8 million baby b...

It isn't easy trying to find a new home these days. Housing inventory still hasn't recovered in 2023. The supply remains at near historic low levels, but there is some encouraging news. Singl...

The U.S. Department of Housing and Urban Development (HUD) unveiled plans today to distribute over $3.5 billion in competitive grants nationwide. These funds are earmarked for organizations that provide se...

The housing market always ebbs and flows in different markets. After all, people constantly move around for jobs and other issues. On average, each American moves about eleven times within his or her life. Th...

Continued low-interest rates are making it more attractive than ever to lock in a mortgage. Many borrowers are increasingly looking toward interest-only mortgagee to take advantage of these historical...

Since the World Health Organization declared COVID-19 to be a pandemic on March 13, 2020, American homeowners have seen their equity grow by $1 trillion. The housing boom has been driven by the pande...